Aerial view of Old Main in the fall at dusk.
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  3. º¬Ð߲ݴ«Ã½ Policies
  4. International Student Insurance Requirement
  2. About º¬Ð߲ݴ«Ã½
  3. º¬Ð߲ݴ«Ã½ Policies
  4. International Student Insurance Requirement
International Student Insurance Requirement

International Student Insurance Requirement

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Policy title
International Student Insurance Requirement
Category
Academic Affairs
Business Office
Student Life
Owner
Office of Global Engagement
Approved by
Ad Council
Purpose of this policy

All international students with F-1 or J-1 student visas registered for classes at º¬Ð߲ݴ«Ã½ are required to have health insurance that includes the benefits (*) below.  The º¬Ð߲ݴ«Ã½ Office of Global Engagement must receive proof of student’s health insurance and its benefit information at least 30 days prior to the program start date.  

Policy statement

*Required Insurance Benefits 

  • Medical benefits of at least $100,000 per accident or illness; and
  • Repatriation of remains in the amount of $25,000; and
  • Expenses associated with medical evacuation of the international student to his or her home country in the amount of $50,000; and 
  • A deductible not to exceed $500 per accident or illness. 

 

Furthermore, the insurance corporation underwriting the insurance policy must meet or exceed the following ratings: 

  1. an A.M. Best rating of 'A-'; OR 
  1. an Insurance Solvency International, Ltd. (ISI) rating of 'A-'; OR 
  1. a Standard & Poor’s claims-paying ability rating of 'A-'; OR 
  1. a Weiss Research, Inc. rating of 'B+'  

 

Insurance coverage backed by the full faith and credit of the student’s home country’s government meets this requirement.  

An insurance policy secured to fulfill the requirements of this section: 

  • May require a waiting period for pre-existing conditions that is reasonable as determined by current industry standards; 
  • May include provisions for co-insurance under the terms of which the international student may be required to pay up to 25% of the covered benefits per accident or illness; and  
  • Must not unreasonably exclude coverage for perils inherent to the activities of the º¬Ð߲ݴ«Ã½ programs in which the international student participates. 
Last revised date